Commercial Auto Insurance

Commercial Auto Insurance

Commercial auto insurance should be taken out any time a vehicle is titled to a business, or to an individual if it is used for business.  The business name on the title brings the business into a lawsuit in the event of an accident or personal injury. If multiple vehicles are owned or leased by your business, it is necessary to purchase fleet insurance.

Update: Passengers in Large Commercial Trucks Now Required to Wear Seat Belts

As of August 8th, commercial drivers will be required to have passengers use seat belts if there is one available. The U.S. Department of Transportation’s Federal Motor Carrier Safety Administration (FMCSA) published a survey in March 2014, finding that commercial motor vehicle passengers use seat belts at a lower rate (73 percent) than commercial drivers (84 percent). Federal laws have long required that all commercial drivers use their seat belts, now they will require that commercial passengers do the same.

Click here to read a copy of the final rule.

Update: Vermont Creates ‘Chain-Up’ Areas on Route 9

The Vermont Truck & Bus Association revealed that there will be new requirements for truckers to use chains on VT Route 9 during winter weather. The state has created special ‘chain-up’ zones for trucks along Route 9, between Bennington and Wilmington. The winding stretch of road is a vital Vermont trade route that has been the scene of many traffic issues during the winter months. Due to the particular danger to tractor trailers, these chain-up areas were created as safe spots for truckers to pull over and attach or remove tire chains during winter weather advisories.  These new requirements apply to all vehicles over 26,001 + lbs.


Commercial automobiles that Kinney Pike insures include:

  • Company cars and SUV’s
  • Delivery and Transportation Vans
  • Buses
  • Heavy trucks and tractors
  • Extra heavy trucks and tractors
  • Tractor trailers
  • Dump Trucks
  • Tow Trucks
  • Taxis
  • Limos
  • And More

Why Kinney Pike for business auto insurance?

Our Business Insurance Specialists will be happy to review your current coverage, determine what coverage is needed, and identify your potential for risk. We’ll help design a policy and coverage that provides sufficient protection and minimizes the exposure for your business.   Our Specialists are trusted advisors who will help guide you through purchasing and adding vehicles without large spikes in your insurance costs.

Call us for a no-obligation quote for your business auto insurance.  Our Specialists have access to dozens of different providers, and strive to provide the resources to better protect you.

Account Executive Teams

Rutland Office

White River Junction Office

Williston Office

Randolph Office

St. Johnsbury Office

Swanton Office

Relevant Resources

  • Northern Safety Solutions

    Kinney Pike’s Loss Control Division is continuing to expand and deliver exceptional services to help businesses minimize loss, protect their assets, and focus on growing their business. Find out more about the broad range of services available to small businesses, and how we can help your business develop a comprehensive Risk Management Program. Read more