Boat & Personal Watercraft Insurance

Boat & Personal Watercraft Insurance

Your boat and/or watercraft are large personal investments, and deserve their own policies to ensure the right protection.  Owning a boat or personal watercraft in Vermont and the Northeast is a lot of fun, but with the fun comes some increased risk of liability with additional passengers.  Depending on the type of boat or watercraft you own, coverage can be quite different.

What is boat/personal watercraft insurance?

A boat policy insures you and your boat against liability and damage to the vessel in the event of an accident or loss. The types and amount of coverage you receive depend on the specific boat policy you purchase and the type of loss incurred.

Typically, auto or home insurance does not provide you with the right coverage on your boat or vessel.  Discounts are often available for taking a boating safety course, having a diesel engine, and having multiple policies with the same insurance carrier. This coverage could  include:

  • Motor Boats
  • Yachts
  • Sailboats
  • Dinghies
  • Jet Skis
  • Sea-doos


Why Kinney Pike ?

As one of the largest independent insurance agencies in the region, our local Boat & Personal Watercraft Specialists have significant experience and familiarity with boating, with access to dozens of recognized insurance companies to find the best coverage for your needs.  We understand the unique insurance markets, risks and coverage issues with boating.  We are also here to help, should you have to submit a claim.  Call our Specialists for a no-obligation quote.  We have the resources to better protect you and your assets.

Account Executive Teams

Rutland Office

White River Junction Office

Williston Office

Randolph Office

St. Johnsbury Office

Swanton Office

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