Scheduled Property Insurance

What is Scheduled Property Insurance?

Scheduled property insurance is utilized to protect property of unique character, high value or items that might otherwise have limited coverage on your homeowners or renters policy.

What does Scheduled Property Insurance cover?

This is optional insurance protection that can be added to your homeowners policy. Though personal property coverage helps protect the majority of your belongings, most homeowners or renters policies will have limited coverage in both a dollar amount of coverage and scope of coverage; e.g. theft of jewelry or guns. This type of insurance can help you insure unique and high-value items for broader perils and higher values. Items that are typically insured under these policies include:

• Engagement or Wedding Rings
• Jewelry
• Fine Art
• Collections
• Personal Electronics
• Guns
• Golf Clubs
• Instruments
• And More

Who is Scheduled Property Insurance for?

Scheduled property insurance is for people who already have homeowners, condo, or renters insurance. It allows for the insurance of especially high value items to be insured beyond the limits of the current homeowners, condo, or renters insurance limits.

Why Kinney Pike?

Our locally based professional staff knows about protecting not just your home, but your higher-value items that may not be covered on your homeowners or renters insurance policy. We use our 100 years of experience in Vermont to make specified and insightful insurance recommendations to help you find the right coverage for your property.