Life Insurance

What is life insurance?

Life insurance is an important step in planning for your future, and your family’s future. It can fulfill obligations to your family, if you are no longer living. Cash-value policies, or Whole Life policies, cover you for your entire life and include an investment component. Term policies cover you for a specific period of time and provide a death benefit only.

What does life insurance cover?

The death benefit of life insurance is income-tax free and can be used to cover the following:

• Funeral Expenses
• Repay Debt
• Pay Taxes
• Provide Education
• Other Expenses that your loved one may have incurred

Why Kinney Pike for life and/or individual disability insurance?

You have many options when it comes to life and individual disability insurance.  Individual Disability insurance can replace a portion of lost income if you are unable to work due to sickness or injury. It can help you to meet your financial obligations despite other life setbacks.  Kinney Pike works within a large independent agency structure to select the right life or individual disability insurance coverage for you.  Talk to our life/disability insurance specialist about the right type of plan for you and your family.